Legal

Terms of Service

This draft is tailored for Stock.Agent and is much closer to a real launch document than placeholder copy, but it should still be reviewed by qualified legal counsel before production use.

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Last updated: April 2, 2026

1. Agreement to Terms

These Terms of Service govern your access to and use of Stock.Agent, including our research tools, portfolio features, newsletters, watchlists, and related software or services. By using the service, you agree to these terms on behalf of yourself or the entity you represent.

2. No Investment Advice

Stock.Agent provides software, research workflows, market summaries, AI-generated analysis, and information tools for informational purposes only. Nothing on the platform constitutes investment advice, tax advice, legal advice, fiduciary advice, a recommendation to buy or sell any security, or a guarantee of future performance.

3. Eligibility and Accounts

You must provide accurate account information, maintain the security of your login credentials, and promptly notify us if you believe your account has been accessed without authorization. You are responsible for activity that occurs under your account unless caused by our own security failure.

4. Acceptable Use

You may not misuse the service, reverse engineer protected parts of the platform, interfere with system integrity, scrape non-public data without permission, attempt unauthorized access, or use Stock.Agent in violation of securities, consumer protection, privacy, or other applicable laws.

5. Billing and Paid Features

Paid plans, credits, promotional offers, subscription renewals, and billing features may be offered from time to time. Unless otherwise stated, subscriptions renew automatically until canceled. Pricing, feature allocations, and plan limits may change prospectively with reasonable notice.

6. Intellectual Property

Stock.Agent, including its branding, software, interface design, text, graphics, workflows, datasets, and proprietary outputs, is owned by us or our licensors and protected by intellectual property laws. Subject to these terms, we grant you a limited, non-exclusive, revocable license to use the service for its intended purpose.

7. Third-Party Services and Market Data

The platform may rely on third-party data providers, AI providers, payment processors, email platforms, and authentication services. We are not responsible for outages, delays, inaccuracies, or policy changes caused by those third parties, though we will make commercially reasonable efforts to maintain service quality.

8. Disclaimers

The service is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, data accuracy, system availability, and trading or investment outcomes.

9. Limitation of Liability

To the maximum extent permitted by law, Stock.Agent and its affiliates, officers, employees, contractors, and licensors will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, investment gains, or trading losses arising from or related to your use of the service.

10. Termination

We may suspend or terminate access if we reasonably believe you violated these terms, created security risk, or used the service unlawfully. You may stop using the service at any time. Provisions that by their nature should survive termination will remain in effect.

11. Changes to the Service or Terms

We may update the platform, features, pricing model, or these terms over time. If a revision materially affects your rights or obligations, we will provide notice through the product, email, or another reasonable method before the updated terms become effective.